FERRATUM Interim Report January - March 2016: Continued dynamic growth

"I'm pleased with the published results, we consistently implement a clear growth strategy that focuses on the diversification of our product portfolio, the geographic expansion and the development of a leading mobile bank. We have reached new milestones in all three areas during the first quarter of 2016. We have launched the Mobile Bank to the public in Sweden and expanded our deposit product offering to the German market. Further more we could launch our business lending in two more countries and we could launch our consumer lending product credit limit also in two more countries. With the acquisition of FCB Firmen-Credit Bank we have made an important step in developing our SME business.

Our conservative risk provision model, in which the expected defaults are already booked during the disbursement of a new loan, helps us grow our PlusLoan and Credit Limit products which even more depend on our big data and scoring expertise because of the larger loan amounts and longer term. However, this makes it possible to increase our revenue per customer based on a stable payment behavior.

Our most important strategic goal for 2016 is the introduction of the Mobile Bank in the European market. We believe that our innovative platform will revolutionize the banking business - by turning your smartphone into a bank."

Events today

Webcast and conference call for analysts and investors at 09.00 CEST.

About Ferratum Group:

The Finnish Ferratum Group, a pioneer for mobile consumer loans in Europe, offers short-term consumer loans for private customers. Ferratum's customers can utilize digital media to apply for consumer credit in amounts varying between EUR 25 and EUR 3,000. Moreover, Ferratum offers successful small businesses installment loans with a term of six to twelve months. Managed by its founder Jorma Jokela, Ferratum has expanded rapidly since it was founded in 2005: Ferratum has more than 1.3 million active and former customers who have been granted one or more loans in the past and 3.9 million total user accounts in its database (as of 31 March 2016). Ferratum is represented in 23 markets.

Contacts:

Ferratum Group                                
Dr. Clemens Krause, CFO                       
T: +49 30 88715308                            
F: +49 30 88715309                            
M: clemens.krause@ferratum.com

Ferratum Group   
Paul Wasastjerna
Head of Investor Relations
T: +358 40 7248247
F: +358 20 741 1614
M: paul.wasastjerna@ferratum.com

cometis AG
Henryk Deter | Maximilian Breuer
T: +49 611 20 58 55-22
F: +49 611 20 58 55-66
M: breuer@cometis.de